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2013 according to our finance guru

1/2/2013

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It is time to check in with our finance guru, Wade Hooper from Inspire Property and Finance and find out what is happening in 2013.


What are you most looking forward to in 2013 both professionally and personally?
Professionally; looking forward to an improving property market which should see an increase in borrowing.
Personally; Looking forward to a holiday to USA with the family.

Can you take a look into your crystal ball and let us know what you think the property market in Newcastle and the Hunter will do during 2013?
The Property Market in Newcastle and the Hunter Valley will continue to improve. While most other parts of Australia have seen a slump in the Property Market in recent times, our area has held its own.

Interest rates, interest rates... It is all speculation but do you have a gut feeling as to how the RBA and the banks will respond this year?
Indications early in the year should see rates on hold. I believe we may see a slight drop before the rates may start to rise again late in the year. Politics play their part in Interest Rates, and with a Federal Election date announced early, we may see more caution in spending until the election. I would not expect our economy will improve enough to affect rates during this period.

Best piece of advice heading into a fresh new year?
Still be cautious in an improving market. Incomes and Property Values may improve, just don’t get caught up in the moment and over commit... stick to your budget!

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    Opinions expressed in this blog are personal opinions and are not to be taken as financial or investment advice.

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